
CJ Follini, Publisher
Welcome back, Noyackers!
For decades, private credit was the locked room of finance—reserved for pensions, hedge funds, and the top of the capital food chain. Now, the lock is being picked by technology. Tokenization isn’t a headline gimmick—it’s a structural rebuild of how investors access, track, and manage real-world assets.
 Here’s what matters: minimums are dropping, settlement windows are shrinking, and recordkeeping is finally moving out of email chains into auditable digital ledgers. The loans themselves haven’t changed—but the rails they run on just did.
This edition breaks down what tokenized private credit means for high earners and wealth builders:
How blockchain is lowering barriers to entry.
Why 2025 marks the turning point from pilot projects to live retail products.
Where tokenized credit fits inside your portfolio—and what guardrails you need before diving in.
By the end, you’ll see that this isn’t about chasing hype. It’s about gaining access, yield, and control in ways that were impossible five years ago—without abandoning the fundamentals of sound credit investing.
📊 Quick Poll: Would you invest in a tokenized private-credit fund with $100–$500 in the next 100 days?
🎙️ The Noyack Expert Series
This week we sit down with Driss Temsamani, Head of Digital at Citigroup, to discuss applications of blockchain in investing, business, agentic AI and beyond. Want to know more about tokenization and blockchain, or are you brand new to it? This is where you need to start.
This Week's Wealth ResourcesÂ
Download the Tokenized Credit Risk Mitigation Worksheet to quickly pressure-test deals, spot hidden risks, and document protections before you invest. Get your copy now and turn vague red flags into a clear, repeatable due-diligence checklist.
Compare yields vs. liquidity across top asset classes in seconds and spot smarter allocation opportunities at a glance. Download the comparison table now and make confident, goals-based portfolio moves.
Until next Sunday,
—CJ & The NOYACK Team
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