
CJ Follini, Publisher
Welcome back, Noyackers!
If you’re shopping for your first home, you’re not just stepping into a new chapter—you’re stepping into one of the biggest financial decisions of your life. But the market won’t tell you the whole truth.
This Week's Blueprint
- Read (7 min) — This week we go over the hidden housing costs that take new homeowners by surprise.
- Listen (11 min) — Today, we go into depth on housing costs (and their implication on your net worth).
- Watch (33 min) — A few weeks ago we sat down with Mark Zandi and discussed the state of the housing market in 2025. Here's what you need to watch.
The list price is just the headline. The real cost of homeownership hides in:
Closing costs (2–5% of purchase price)
Prepaid taxes & insurance
Move-in expenses (locks, blinds, fixes)
Year-two tax reassessments + premium hikes
That’s where this guide comes in. At NOYACK, we don’t just help you buy a house. We help you make your home part of your long-term wealth strategy—without the surprise budget explosions that crush most first-time buyers.
Early Access: Our Next Reg CF Investment Round
As we prepare for our coming Reg CF raise, we wanted to share first access to a special offer with you, our subscribers.
Learn more about the raise, how you can be a part of it, and reserve your spot!
(We'll share more information about your special offer when the funding window opens! Stay tuned!)
📊 Quick Poll: What would a financial AI agent help you with the most?
Until next Sunday,
—CJ & The NOYACK Team
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