🚨 Social Security Just Got Cut—Now What?

Welcome back, Noyackers!

The June 2025 17% Social Security cut marks the end of government-guaranteed retirement and the rise of self-made financial futures. This isn’t panic time—it’s planning time.

In this edition you will learn how to:

1. Grow Income Intentionally – Focus on raises, side hustles, equity, and passive income.

2. Use Goals-Based Investing – Align your investments with time-based life goals.

3. Max Out Tax-Advantaged Accounts – Leverage 401(k), Roth, HSA, SDIRA, and 529 plans wisely.

4. Diversify Beyond Stocks – Explore real estate, private credit, VC, art, and farmland.

5. Tax & Behavior Optimization – Automate, rebalance, and use advanced tax strategies (DAFs, TLH).

Learn how you can act as your own pension manager. Check out our full edition to start building a future no Congress can cut.

📱Download our FREE Retirement E-book

Ready to retire smart? Learn actionable steps for securing your financial future in our FREE e-book! Save more, reduce taxes, and build long-term security with our plan — no jargon, no fluff. Your future self will thank you!

📚 Other Retirement Resources

A Guide to Building Wealth Through Diversification: Check out our guide on how to build your wealth through alternative investments: your retirement portfolio will thank you.

Set It & Forget It: REITs for Tax-Free Retirement Gains: Learn how to use Real Estate Investment Trusts to increase your tax free retirement gains and secure your future. 

Why Multifamily Is Your Retirement’s Best Friend: Multifamily real estate presents a unique opportunity for your retirement accounts. Learn how to harness it in your portfolio. 

FIRE gave us the blueprint for financial independence. NOYACK helps you build the house.

And now, with Social Security shrinking beneath us, this isn’t just about dreaming big—it’s about protecting your future. These policy shifts aren't just footnotes—they're your new reality.

Until next Sunday,

—CJ & The NOYACK Team
 AccessGranted™