CJ Follini, Publisher
Welcome back, Noyackers!
The Fed just cut rates for the first time this year — but the real story isn’t what you think. For high earners, the next 60–90 days could be a rare opening to act. The key isn’t chasing the “perfect” rate—it’s knowing what steps give you an edge before the market catches on.
What the cut really means for mortgages
The 3 signals that say “go” or “wait”
A simple framework to decide if now’s your time
But here’s the catch: the market won’t wait. Competitors are already circling the same properties you’ve bookmarked, and lenders won’t all price the cut the same way. If you want to make the most of this window, you need to know how to position yourself before the next shift. The playbook inside shows you exactly how.
📊 Quick Poll: What’s Your Plan Regarding Buying a Home After Fed Rate Cuts?
- I’m ready to buy now – the lower rates make it the perfect time.
- I’m still hesitant but keeping an eye on the market in case prices drop more.
- I plan to wait and see – I need more stability before making a decision.
- I’m holding off on buying for now – I don’t think the market is favorable yet.
- I’m not interested in buying at all, regardless of what happens with rates.
🎙️ The Noyack Expert Series
Last week, CJ sat down with Mark Zandi, Chief Economist at Moody’s Analytics, for an unfiltered look at the state of housing. If you’re trying to get a better idea of the market as a whole and where it might be going next, this is the expert take you can’t afford to miss.
This Week's Wealth Resources
Dual Credit Score Self Audit – Start preparing to buy your dream home with this quick downloadable worksheet.
Credit Dispute Checklist – Before you take out a mortgage, your ducks need to be in a row… and credit is where they often go astray. Our guide walks you through what you need to go.
Solo vs. Joint Application Assessment – Compare your loan situation in both scenarios and get a grasp on key elements that go into your mortgage.
Until next Sunday,
—CJ & The NOYACK Team
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