🚩 Are You Actually Okay With Money? (Let’s Find Out)

You’re not broke—but something still feels off. Here’s what your brain might be telling you.

CJ Follini, Publisher

Welcome back, Noyackers!

 You’re making good money. You’ve got the job title, the health insurance, maybe even the investment account. But why does it still feel like you’re one missed paycheck away from spiraling?

In this week’s edition, we’re breaking down 5 subtle signs you’re financially stressed, despite your income:

  • šŸ” Lifestyle upgrades that don’t make you feel better

  • šŸ™ˆ Avoiding bank apps and unopened statements

  • ā³ Always saying ā€œI’ll start once Iā€¦ā€

  • 🤐 Struggling to talk about money—even with people you trust

  • šŸ•µļøā€ā™€ļø Feeling like a financial imposter, no matter your success

You’ll learn the psychological drivers behind each one, how they quietly erode your wealth, and reframes to take your power back—without shame, burnout, or spreadsheets.

šŸ“±Download our FREE Retirement E-book

Ready to retire smart? Learn actionable steps for securing your financial future in our FREE e-book! Save more, reduce taxes, and build long-term security with our plan — no jargon, no fluff. Your future self will thank you!

šŸ“Š When faced with financial stress, how do you react?

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šŸŽ™ļø Noyack Expert Series

Take control of your spending and understand the psychology driving financial choices with Chuck Howard of UVA’s Darden School of Business.

šŸ“š Other Financial Stress Resources

Don't Let Emotions Control Your Wallet: Explore how psychological biases can lead to overspending and strategies to align spending with personal values and long-term financial goals.

Tackling Financial Stress: Your financial stress might be infiltrating your life in more ways than one. Learn how it's contributing to your overall mental health and well-being. 

Love and Money: Cohabitation agreements are a psychologically empowering tool that fosters transparency, reduces anxiety, and strengthens relationship trust. Learn to build one today.

If you're earning well but still anxious, this is your wake-up call. Your financial stress is real—but fixable.

Until next Sunday,

—CJ & The NOYACK Team
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